File by 30 September 2026
Petitions filed on or before 30 September 2026 are grandfathered under current EB-5 rules, whatever happens to the program after its September 2027 authorisation.

A US Green Card for your clients, through a job-creating investment.

EB-5 grants permanent residence to the investor, their spouse and unmarried children under 21, in return for an $800,000 investment in a real-estate US project. Eterna International offers I-956F-approved projects in both the urban and rural set-aside categories.

Qualifying investment From $800,000
Immigration outcome US Green Card
Set-aside options Urban & rural
Family coverage Spouse & children under 21
Jobs required per investor 10 minimum
Investment route Real-estate loan to an approved project

Overview

The EB-5 Immigrant Investor Programme is the United States’ principal investment-based residency route. It offers a green card to investors, and their spouses and unmarried children under 21, who invest in a qualifying US enterprise that creates jobs for US workers. Approximately 90% of investors are linked to Regional Center Projects (RCPs).

Who it’s for

  • Investors seeking permanent US residency through a structured investment vehicle
  • Entrepreneurs and business owners with the means to commit USD $800,000 to a job-creating US enterprise
  • Families seeking access to the US public welfare system, US education, and US travel rights

What it includes

  • Permanent residency (green card) extended to family members
  • A path to US citizenship after five years
  • The right to live, work, and travel anywhere within the United States
  • No employment restrictions, work in any field
  • Access to the public welfare system
  • Possibility of capital return at the end of the investment term
  • Possible opportunities to sponsor immigration of relatives

What it requires

  • USD $800,000 minimum investment in a Targeted Employment Area (TEA) project
  • The investment must lead to the creation of at least 10 full-time jobs for US citizens or permanent residents
  • Proof of legal investment source
  • Proof of clean medical health
  • Clean criminal record

How Eterna supports your application

Eterna’s EB-5 work centres on a curated set of TEA projects we have evaluated for both immigration outcomes and capital structure.

Our process spans:

  1. Profile qualification and source-of-funds preparation. We assemble the documentation required to demonstrate the lawful origin of the investment capital.
  2. Project introduction and due diligence. We present the qualifying TEA project, walk you through its structure, and answer technical questions on the underlying business.
  3. Investment subscription and capital deployment. We coordinate the legal mechanics of the investment.
  4. I-526E petition filing. Our US legal partners file the petition with USCIS.
  5. Conditional green card issuance, followed by I-829 removal of conditions after the qualifying job creation is established.

Frequently asked questions

What is the required investment?

USD $800,000 if the project lies in a Targeted Employment Area (TEA), or USD $1,050,000 elsewhere. Capital must be placed at risk in a new commercial enterprise that creates ten full-time jobs for US workers within roughly two years of approval.

How many EB-5 visas are issued each year?

Approximately 10,000 across principal applicants, spouses, and unmarried children under 21. The 2022 reform reserved set-aside visas for rural projects (20%), high-unemployment areas (10%), and infrastructure (2%), generally faster-moving categories for new filings.

Who is included on the petition?

The principal applicant, their spouse, and unmarried children under 21 at the time of filing. Children must not “age out” before the conditional green card is issued.

When are the conditions removed?

Approximately 21 months after the conditional green card is issued, the investor files Form I-829 to remove conditions, establishing that the qualifying jobs were created and the capital remained at risk.

When can an EB-5 holder naturalise?

Five years after receiving the unconditional green card, provided the holder has been physically present in the United States for at least 2.5 of those years.

Does the EB-5 require management or English proficiency?

No. Unlike work-based routes, EB-5 makes no demand for management experience, English fluency, or a sponsoring employer.

Why the United States.

EB-5 is the United States' investor migration program. In return for an $800,000 investment, the investor and their immediate family receive US permanent residence. Here is why families choose it.

01

A Green Card, not just residence

US permanent residence for the investor, spouse and unmarried children under 21, with the right to live, work and study anywhere in the US.

02

A path to citizenship

Eligible to apply for US citizenship after five years as a permanent resident, with time as a conditional resident counting towards the five years, subject to the usual physical presence and good character requirements.

03

No sponsor, no test, no restriction

No employer sponsor, no job offer, no language or education requirement, and no restriction on where you settle.

04

The whole family, one investment

Spouse and unmarried children under 21 are included on the same petition, with access to US schools and universities as residents.

05

Capital returned upon project exit

The EB-5 investment is structured as a loan to the project and is repaid upon the project's exit, following satisfaction of the applicable EB-5 immigration requirements.

06

Live in the US while your petition is processed

Applicants already in the US on a valid visa can file for adjustment of status together with their I-526E, and remain in the US with work and travel permission while the petition is processed, subject to USCIS discretion. Reserved set-aside visas make this concurrent filing route available today.

How the process works.

  1. 01 Select & subscribe

    Choose a project and subscribe, $800,000 plus fees

  2. 02 Petition

    File Form I-526E with your documented source of funds

  3. 03 Conditional

    On approval of DS-260/I-485, receive a conditional Green Card (2 years)

  4. 04 Sustain

    Sustain the investment for at least two years from investment while the project creates the required jobs

  5. 05 Permanent

    File Form I-829 to remove conditions; capital returned on the project's exit

Investors lawfully in the US may file the I-485 adjustment of status concurrently with the I-526E where a visa number is available, with work and travel authorisation while the petition is processed. Rural petitions receive priority processing. Timings vary with USCIS workload and visa availability; indicative only.

File by 30 September 2026: petitions filed on or before that date are grandfathered under current EB-5 rules.

Who can apply?

Eligibility

  • Adults with $800,000 of lawfully sourced funds that can be documented and traced under USCIS rules
  • No language, education or business-experience requirement
  • No employer sponsor or job offer needed, subject to admissibility requirements

Family inclusion

  • The investor's spouse and unmarried children under 21 receive Green Cards on the same petition
  • Access to US schools and universities as residents
  • Children approaching 21 should take advice on age protection before filing

Two routes, urban and rural.

Urban project

Arte at the District, West Palm Beach, Florida.

A Class A mixed-use development in West Palm Beach, by Beachwold Residential and Immocorp Capital. 382 rental apartments with 60,722 sq ft of retail, under construction since February 2024 and on track to complete Q4 2026. I-956F approved 18 May 2026, so investors can file I-526E now.

Investment
From $800,000
Set-aside
Urban (high-unemployment) · reserved visas
I-956F status
Approved May 2026
Construction
Well advanced · completion Q4 2026
Jobs
Over 1,500 projected for 40 investors · 3.8x requirement
Oversight
40 investor limit · Baker Tilly fund administration

Speak to our project specialist

Why urban?

Available to all nationalities as at July 2026. The urban set-aside holds reserved visa numbers that are current for all nationalities, so investors from China, India and Vietnam can file I-526E now without the queue that applies to standard EB-5. Prime metropolitan location in one of America's fastest-growing cities.

Why this project?

A Class A development in West Palm Beach that is nearly built: under construction since February 2024 and completing this year. I-956F approved, so petitions can be filed immediately, with over 1,500 jobs projected, 3.8 times the EB-5 requirement, 94% construction-linked.

Why is capital protected?

A limited offering: a maximum of 40 EB-5 investors in a $189.6m development, with over $115.8m already invested and the project nearing completion. JLL has confirmed the project is well positioned for long-term refinancing upon stabilisation, having arranged over $1bn in financing for the developer. Independent fund administration by Baker Tilly, up to $1m in incentives from the West Palm Beach Community Redevelopment Agency, and a defined three-year exit strategy.

Rural project

Peak Mammoth, Mammoth Lakes, California.

Luxury branded residences under the JW Marriott and The Ritz-Carlton brands in the North Village of Mammoth Lakes, developed by New Course Enterprises. 187 residences across two phases, with ground-floor retail and dining. The EB-5 investment is a senior secured loan with a first-priority mortgage, supported by a repayment guaranty and a construction guarantee. Under construction since Q3 2025. I-956F approved September 2025, with multiple I-526E petitions already approved, so investors can file with an approved project.

Investment
From $800,000
Set-aside
Rural · priority processing
I-956F status
Approved · several I-526E approved
Construction
Underway since Q3 2025
Repayment
First-in, first-out · early investors repaid first
Security
First-lien senior loan with repayment guaranty

Speak to our project specialist

Why rural?

The fastest route: reserved visas, USCIS priority processing, and the ability to file now. The project is I-956F approved with several I-526E approvals already in hand.

Why this project?

JW Marriott and Ritz-Carlton branded residences in California's top ski town, construction underway. Developer New Course Enterprises has a 100% I-956F approval rate, every required EB-5 job created across past projects, over $400m under management and a $4bn+ development pipeline.

Why is capital protected?

A senior secured loan with a first-priority lien over the entire property, supported by a repayment guaranty and a construction guarantee. Over $182m of project equity is subordinate to the EB-5 loan, and the guarantors must maintain a net worth at least equal to the total EB-5 loan. Earlier investors are repaid first on a first-in, first-out basis, with independent fund administration by Baker Tilly, annual third-party audits, and a defined exit strategy.

Note: Job figures are projections subject to USCIS adjudication at the I-829 stage. EB-5 capital is required by law to remain at risk; repayment is subject to the offering documents and project performance, which control in case of any inconsistency.

Why choose us.

Both set-aside routes, current for all nationalities

Eterna International offers I-956F-approved projects in both EB-5 set-aside categories: urban (Arte at the District, Florida) and rural (Peak Mammoth, California). Congress reserves 10% of EB-5 visas for high-unemployment urban projects and 20% for rural projects, and both categories are currently available to all nationalities. Investors choose the route that fits their timeline and location preference, both at the $800,000 minimum.

Direct from Eterna International

One accountable route from project selection and source of funds to the I-526E petition, the Green Card, and capital return. Our own people on the ground monitor the investment throughout, we specialise in loan-based EB-5 structures, and we bring decades of experience in investment migration, built on long-standing agent partnerships.

I-956F approved, construction underway

Both projects hold USCIS I-956F approval, so investors can file their I-526E petitions now rather than waiting on project review. Construction is already underway on both: Arte at the District is set to be completed in Q4 2026, and Peak Mammoth has been under construction since Q3 2025.

Part of a financial house since 1928

Eterna International is a member of Eterna Group, a financial group with roots dating to 1928. Nearly a century of financial heritage sets the standard for how investor capital is safeguarded, from source-of-funds review to capital return.

Frequently asked questions.

Beyond the $800,000, what are the total costs?
The qualifying investment is $800,000 into the chosen project. On top of that sit administrative, legal and government filing fees, confirmed with you before subscription. We walk every family through the full cost picture before any commitment.
What is the difference between the urban and rural options?
Both qualify at the $800,000 minimum and carry reserved visa numbers. The urban (high-unemployment) set-aside reserves 10% of EB-5 visas and offers a prime metropolitan location; the rural set-aside reserves 20% and adds USCIS priority processing, making it the fastest route. Investors choose on timeline, location and structure.
Why does filing before 30 September 2026 matter?
Petitions filed on or before 30 September 2026 are grandfathered under current EB-5 rules, whatever happens to the program after its September 2027 authorisation. Filing before the deadline locks in today's framework.
Is my capital returned, and when?
The EB-5 investment is structured as a loan to the project and is repaid upon the project's exit, following satisfaction of the applicable EB-5 immigration requirements. EB-5 capital is required by law to remain at risk; repayment is subject to the offering documents and project performance.
Who is included in my family's Green Card?
The investor, their spouse and unmarried children under 21, all on the same petition. Children approaching 21 should take advice on age protection before filing.
The project is I-956F approved. What does that mean for me?
I-956F approval means USCIS has reviewed and approved the project offering, so investors can file their I-526E petitions immediately rather than waiting on project review, and file with the confidence of an approved project.
What happens if the project does not create enough jobs?
Each investor must be allocated at least 10 created jobs at the I-829 stage. Both projects carry substantial job buffers - Arte at the District projects over 1,500 jobs for 40 investors, 3.8 times the requirement. Job figures are projections subject to USCIS adjudication.

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Start your US EB-5 application.

A short, confidential conversation with the Eterna International team about the urban and rural options, or download the project brochures.